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  1. kayode10

    How to overcome paucity of funds in 2023

    It is not a good situation when you are experiencing paucity of funds. The problem of insufficient Fund can affect your mindset and run down your self-esteem. If it persist for a long period of time, it can lead to depression and this is very bad for a person. In this article, I am going to...
  2. kayode10

    How to escape rat race and become rich

    Billions of people around the world find a selfie in rat race when it comes to financial situations. Right from the onset everyone dreams of living a good lifestyle. some people also have it in mind to become super rich in the nearest future. But in the reality only less than 1% of the entire...
  3. kayode10

    How to secure my credit card

    It is very important to always protect our credit card. The statistics shows that 75% of credit card online have been stolen by the hackers and this makes the problem more compounding. The risk is even higher when you're constantly use your credit card details to purchase things online. But...
  4. kayode10

    Distinction between spending, investing, and budgeting.

    It is very important for someone who wants to have a good control over their finance to be able to differentiate all those things you mentioned in your post. As you all know that spending is to use the money you have with you to acquire something you desire. Investment on the other hand is...
  5. kayode10

    How to control bad spending habit

    One thing people don't realise is that bad spending habit comes up gradually. You don't just wake up one day I realise that you have a bad spending habit. It has been built gradually over the time before the person actually realised it. Lack of contentment is one of the reason why some people...
  6. kayode10

    Important of deciding when to retire

    Planning for retirement is very crucial for everyone. The reason is that larger percentage of the people are usually mainly during this time. As a result it is very important to start preparing for the retirement right from the early ages when someone begins to work then receive a check. The...
  7. kayode10

    Things you should know about tax debt relief

    Tax debt relief refers to various programs and strategies available to taxpayers who are unable to pay their tax debts to the government. They are created to assist taxpayer which day are Personal finance. When a taxpayer owes back taxes to the government, the government may use various...
  8. kayode10

    5 Benefits of Child Tax Credit

    Raising a children in a family can be a very difficult task for a man. The reason is that it associate with a lot of expenses in terms of providing the basic needs of life for the children. The high number of the children in the family the higher the boarding on the man especially when the...
  9. kayode10

    What are some effective ways to save money on a tight budget?

    One thing I can say about this is that savings should be part of your budgeting plan. The best strategy is to first take away the savings before you spend the rest of the money on what you budget. The mistake I discovered that most people usually make is that they consider savings as the last...
  10. kayode10

    6 effective ways to protect your assets

    There are so many ways in which someone as it can be tampered. There was a time I was reading in the news which stated that one of the staffs of a financial institution managed to take a little token from the account of their numerous customers and he was able to gathered millions. The little...
  11. kayode10

    7 major importance of retirement savings

    I was discussing about financial literacy with some people and very few of them know about retirement savings. In fact some of them see it as a punishment rather than the benefit it provides in the old age. I know this is going to be the case with most of the people. these people need to be...
  12. kayode10

    Things you should know about to pull back strategy

    Pullback trading strategy is a popular trading approach that involves identifying a temporary reversal or retracement in an underlying asset's trend and entering a position to profit from the subsequent continuation of the trend. This strategy is commonly used by traders who prefer to trade...
  13. kayode10

    Overview of breakout trading strategy

    Veteran stock trader and other financial trading experts have different strategy under their sleeves with the applied to make massive money with little investment most time. It is good to get familiar with some of this strategy in order to know how to take advantage of them for maximum profit...
  14. kayode10

    Effective strategies to make good income from stock trading

    Stock trading and investment is one of the way to make positive cash flow for one's self. Stock trading can either be full time or short time depending on the person who is engaging it. Most people don't know how to go about it when it comes to stock trading and this is the reason why I am...
  15. kayode10

    How to properly diversify your assets and portfolio

    It is said that it is not good to put all your eggs in one basket, in case if the basket drop or the eggs might be lost. I believe this is the case with the investment as well. It is not advisable to put all your money in one type of investment. It is good to invest in different kind of...
  16. kayode10

    6 effective ways to protect your assets

    I was having a discussion with one of my friend and he told me about his experience with one of the financial planner in the town. He said I noticed some discrepancy in the report given by the financial planner based on his assets. I believe this might be the case with most people are still...
  17. kayode10

    How to build emergency fund for financial safety

    An emergency fund is a crucial financial safety net that can help you cover unexpected expenses or financial setbacks. Emergency fund brings about peace of mind in the face of financial circumstances. It is the duty of everyone who wants to take their Personal finance serious to have emergency...
  18. kayode10

    Best ways to manage debt to improve Personal finance.

    Debt is one of the major reason why some people are still poor. They don't have the capacity to manage their depth and the other ways to overcome their purchasing power. If care is not taken that can render someone homeless when he or she is unable to pay for basic needs due to bad credit...
  19. kayode10

    How to set financial goals in proper ways

    In one of my threads over here I talk about the importance of setting financial goals. I think I am not going to do Justice if I don't show you guys how to set financial goals step by step which is very important. You need to know the right steps to take and how to go about it so that you'll be...
  20. kayode10

    Importance of setting financial goals

    Setting financial goals is crucial for achieving financial stability and success. in fact setting goals is one of the key elements to remain focused and to improve someone's life in general. The law of attraction starts to work when you set financial goals. Over the time you begin to attract...
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