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1. Start gradually ; Don't open too many positions at the same time. It is better to choose fewer positions but weigh each of them carefully. 2. Stop loss order; People often forget to limit their loss and there fore has to step out of the game very soon. With stop loss...

According to notable researchers the biggest movements in the four major currency pairs are observed on Tuesdays and Wednesdays. Fridays are busy as well, but not until 12:00 Am. During the second half of Friday the movement can be very unpredictable because some of the major financial...

Forex trading is open 24 hours a day and 5 days a week, but that doesn't mean it is always active all the time. In forex reading profits are been made when the market is active and traders are bidding on the price. Therefore it is crucial to know the most productive hours of the day and of the...

1. Always be careful with figures that looks too positive; A positive profit margin does not always point to a lasting success, so it is necessary to investigate how well a trader managed over a longer time. Always test first with a virtual trading account. 2. Make sure you allocate only...

— step 1: follow top traders Choose which trader you want to follow or add to your watch list from the top traders. View their performance stats, read status updates on their strategies, see their live positions analyze result and communicate with them. You can literally tap into the...

To understand vividly insurance companies and insurance policy there are some terms we need to be conversant with and one of them is solvency. Solvency is the insurance company or insurers ability to pay the claims of policy holder. Regulations to promote solvency includes minimum...

Capacity of insurance company is the supply of insurance available to meet demand. Capacity depends on the industry's financial ability to accept risks. For an individual insurer, the maximum amount of risks it can underwrite based on its financial conditions. The adequacy of an...

There are basically six different types of coverages some may be required by law — Bodily injury liability; for injuries the policy holder cause to someone else. — Medical payment or Personal Injury Protection ( PIP ) for treatment of injury on the driver and passengers of the policy holders...

Reinsurance for catastrophic losses. The insurance industry is able to absorb the multi billion dollar losses caused by natural and man made disasters such as hurricanes, earthquakes and terrorist attacks because loss are spread among thousands of companies including catastrophe reinsurers who...

There are several major credit agencies that determine insurers financial strength and viability to meet claim obligations factors considered includes company earnings, capital adequacies, operating leverage , liquidity , investment performance, reinsurance programs and management ability...

The organization that oversees publicly held insurance companies, those companies make periodic financial disclosures to the Security And Exchange Commission (SEC) , including an annual financial statement and a quarterly financial statement. Companies must also disclose and material event and...

In disability income insurance, a condition in which the insured is not totally disabled but is still unable to function as before the sickness or injury, and therefore suffers a reduction in income of at least the percentage typically 20 percent to 25 percent as specified in the disability...

Management of the varied risks to which the business, firm or association might be subject. It includes analyzing all exposure to gauge the likelihood if loss and choosing options to better manage and minimize loss. This options typically includes reducing and eliminating the risks with safety...

This is a form of insurance that covers a policy holder belongings against perils such as fire, theft, windstorms, hails, explosions, vandalism, riots and others. It also provide personal liability coverage for damage the policy holder or Dependants causes to a third party. It also covers for...

An individual health insurance policy, which stipulates that until the insured reaches a specified age usually age 65 the insurer will not cancel the coverage, increase the premiums or change the policy provisions, as long as the premiums are paid when due. Also known as non cancellable policy...

Coverage for the mortgage usually a financial institution, in the event that the mortgage holder defaults on a loan also called private mortgage insurance. Mortgage insurance is a form of decreasing term insurance that covers the life of the person taking out the mortgage. Death benefit...

Coverage up to a specific limits for the costs of ransom or extortion payment and related expenses. Often bought by inter national cooperation to cover employees. Most policies have large deductibles and may exclude certain geographical area. Some policies require that the policy holder not...

The typical home owners insurance policy covers the house, the garage as well as other structures on the property including other personal possession inside the house such as furniture, appliances and clothing's, against a wide variety of perils including windstorm, fire and thefts. The extent...

Workers compensation insurance covers the cost of medical care and rehabilitation for workers injured on the job. It also compensates them for lost wages and also provide death benefits for their Dependants if they are killed in a work related accidents including terrorists attacks. The workers...

From an insurance view point , terrorism risks is very different from the kind of risks typically insured. To be readily insurable, risks have to have certain characteristics. The risks must be measurable. Insurers must be able to determine the possible or probable number of events...