raaman
Valued Contributor
1: Plan your Budget:
I do not like the guilt that comes with borrowing from friends or buying things with a credit card. When I started living on a modest salary, I had planned most of the expenses in advance, including my leisure and fun. I understand that costs cannot be controlled, but if you plan right and do it, you will at least not feel guilty at a later date.
2: Have a financial backup:
As part of my budget, I made an interim decision to have a financial backup. This habit made sure that there would be no investment later in my life. My friends and relatives jokingly talked about this intermediate habit.
Intermediate to me means extra money that goes beyond costs and savings. I have never violated this safety ring I have drawn for myself. I was able to buy expensive items because I was conscious about saving.
I do not like the guilt that comes with borrowing from friends or buying things with a credit card. When I started living on a modest salary, I had planned most of the expenses in advance, including my leisure and fun. I understand that costs cannot be controlled, but if you plan right and do it, you will at least not feel guilty at a later date.
2: Have a financial backup:
As part of my budget, I made an interim decision to have a financial backup. This habit made sure that there would be no investment later in my life. My friends and relatives jokingly talked about this intermediate habit.
Intermediate to me means extra money that goes beyond costs and savings. I have never violated this safety ring I have drawn for myself. I was able to buy expensive items because I was conscious about saving.