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Money Saving
3 Reasons Why Many People Have Difficulty Saving
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[QUOTE="Suba, post: 333619, member: 3658"] Saving for many people is not an easy matter, many of them have created a budget but it is only for decoration and not implemented in their daily lives, in fact their income (salary) will run out before the end of the month. The main key to successful saving is habit and discipline, so you don't have to start with a large percentage (30%) but you can start with a small percentage, for example 5% of your monthly income, and every few months you can evaluate and increase the savings percentage. There are several reasons that we often find or the main reasons why people find it difficult to save are as follows: 1. Change Lifestyle Even though changing lifestyle habits is not easy, it can be started slowly, such as reducing the habit of hanging out in cafes or always eating out, enjoying going to parties, shopping frequently, etc. 2. Low Motivation Someone who has low motivation will always fail when they start saving. So, to increase motivation and enthusiasm for saving, a person needs to set savings targets and goals, such as preparing for marriage funds, buying a house/car, the latest smartphone or saving for old age which can be realized in the short or long term. 3. Don't Delay Never delay saving, start saving today, even with a small amount, and create a special savings account so it doesn't get mixed up with spending money. Make transfers either automatically to a savings account or manually if you get paid as a freelancer. [/QUOTE]
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3 Reasons Why Many People Have Difficulty Saving
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