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6 Types of Diseases That Are Not Covered by Health Insurance
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[QUOTE="Suba, post: 345063, member: 3658"] Health insurance is a type of insurance that provides coverage for medical costs, including hospital costs, surgery costs and medicines, to the insured. When someone has a health insurance policy, all health costs will automatically be transferred to the insurance company. However, unfortunately in practice, not all types of diseases can be covered by insurance, there are several types of diseases that are not covered by insurance companies as follows: 1. Congenital Disease Congenital disease is a disease caused by hereditary factors or suffered from birth. 2. Rare Disease Diseases that are rare or not yet known by medicine, which may be caused by genetic factors, etc. 3, Critical Illness Critical illnesses such as cancer, stroke, kidney disease, etc., are types of illnesses that require intensive care, so many insurance companies refuse to cover these illnesses. 4, Psychological Illness Many insurance companies are unwilling to cover psychological illnesses such as stress, depression, psychosis and drug addiction. 5. Diseases resulting from epidemics or disasters Although initially many insurance companies rejected diseases caused by epidemics which could spread quickly but over time Covid-19 many insurance companies are willing to provide protection benefits for patients infected with SARS-CoV-2 6. HIV/AIDS HIV/AIDS is included in the list of diseases that are not covered by health insurance. [/QUOTE]
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6 Types of Diseases That Are Not Covered by Health Insurance
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