Travel Insurance A Short Guide To Travel Insurance

Moni

Active member
A need to know travel?
Travel insurance protects holiday expenses against adverse events such as cancellation and interruption and also reimburse medical expenses, the loss or damage of property and transit delays.

Many millions of travellers and holiday makers purchase some form of life insurance every year, but few people really know what it can be defined. If you know why include, and what's not you be able to make the most of your protection, and get reimbursed fairly.

There are four main categories of travel insurance.

1. Health And Medical Reason Emergency Evacuation : This garuantees emergency transportation to either a local hospital in the event that the traveller is unable to get there by themselves or back to the hospital near the traveller's home town..

2. Delays cancellation or curtailment cancellation: Re-imbursement comes into effect if travellers have booked and for a holiday, but are unable to embark because of personal illness or injury, death, adverse weather conditions, transport strikes, terrorism bankruptcy, sudden unemployment, jury duty or by sustaining serious damage to their home causing It be unhabitable due to fire or flooding.
 

Phabbyfundz

Active member
All the points stated in this your article are actually pure facts and I must commend you for you attention to details especially on a matter that has been a toil in the society in recent time, which the is on the matter of emergency transportation, as you rightly mentioned in the case where a client will need emergency transportation to the hospital.
 

Chibson

VIP Contributor
I think travel insurance is quite very good and can cover a lot of expenses for you in case of any flight cancellation or any opportunity that happens during your jouney. People who like to travel a lot can definitely invest in this kind of insurance companies and get a lot of protection and benefits.
 

btaliat

VIP Contributor
I don't see any traveler that won't need insurance policy on traveling because all the types of travel insurance that the poster highlighted are very essential. Many a time, the travel agent does cancel some trips for some reasons better known to them and at times, travelers may develop sickness
 

Lens1000

VIP Contributor
This type of insurance policy is not common in my home country. The travel insurance would be the best option for travelers. For those that doesn't travel, this insurance policy isn't for you. If you travel alot , don't panic, travel insurance got you covered. It's high time you buy one from a trusted insurance broker if you are a traveller. You longer need to worry if you missed your flight, you need to worry for travel cancellation. Travel insurance would cater for all of these.
 

btaliat

VIP Contributor
This type of insurance policy is not common in my home country. The travel insurance would be the best option for travelers. For those that doesn't travel, this insurance policy isn't for you. If you travel alot , don't panic, travel insurance got you covered. It's high time you buy one from a trusted insurance broker if you are a traveller. You longer need to worry if you missed your flight, you need to worry for travel cancellation. Travel insurance would cater for all of these.
You are very correct. Most people even buy insurance policy without minding whether it is useful for them or not. A person who rarely travels doesn't need to purchase insurance policy on traveling because it will only be a waste of time rather than of benefit. But someone that travels a lot needs it to protect him against some risks.
 

Wisdom01

Valued Contributor
I think travel insurance curtails every risk involving the person as he or she is travelling to some particular distance and also any illness or injury that would happen on the road ,the insurance would actually cover everything thing pertaining to that I think ,I have seen insurance companies offering such
 

Nite

Valued Contributor
Travelling is the easiest way for us to experience the world. Sadly, we all know that some unfortunate event could happen anytime while we are travelling, which can affect us not just emotionally but financially too. This is precisely why it's imperative to secure your travel with a reliable travel insurance.
 

Mandy96

Valued Contributor
Wether with a guide or without it, all I can really say about this is that it is not for everyone. My point is, if you or your lifestyle is not related to traveling, I don’t think it is advisable for you to opt for it because one could end up regretting buying such insurance policy
 

Nite

Valued Contributor
It is right, if your lifestyle doesn't demand for traveling, then it's not necessary to buy travel insurance. But if anyone often goes on trips, it could be for work too, then it very much makes sense to go for a travel insurance. Specially, if you're travelling for an international trip, because they are more expensive than domestic ones.
 

Wisdom01

Valued Contributor
Travelling is the easiest way for us to experience the world. Sadly, we all know that some unfortunate event could happen anytime while we are travelling, which can affect us not just emotionally but financially too. This is precisely why it's imperative to secure your travel with a reliable travel insurance.
Yeah exactly unforseen circumstances could happen at any time and at any place and that's the reason many people go for travel insurance policy ,they know that the car they are driving could even break down at any point in time , and in order not to feel stranded they just gave to cover for such type of risk
 

btaliat

VIP Contributor
I think travel insurance curtails every risk involving the person as he or she is travelling to some particular distance and also any illness or injury that would happen on the road ,the insurance would actually cover everything thing pertaining to that I think ,I have seen insurance companies offering such
There is even discrepancies in this type of insurance policy. At times the insurance company makes it clear that the insurance only covers any risk that is associated with the travelling again which may be cancelation of tickets most of the time or theft during the journey but they don't always include sickness that happens during the journey.
 

Wisdom01

Valued Contributor
There is even discrepancies in this type of insurance policy. At times the insurance company makes it clear that the insurance only covers any risk that is associated with the travelling again which may be cancelation of tickets most of the time or theft during the journey but they don't always include sickness that happens during the journey.
Although there is specifications attached and it all depends on both the insurance company and the person insuring agreement , because since it covers every cost ,,the person might encounter theft that could make the person even fall Hill or heart ache since he or she wasn't expecting such , anything is actually possible tho
 
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