Life insurance About Equitable Life Insurance Company

Young Shu

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A Look at Equitable Life, Inc., a Leading Provider of Universal Life Insurance​

Equitable Life
The Equitable Life Insurance Company is an American insurance and financial services company based in Washington, DC. It is one of the many names of The Equitable Life Insurance Company of America, the "successor" to The Equitable Life, Inc., an international insurance company. In essence, Equitable owns a portfolio of investments, including international bonds, U.S. Treasuries, commercial and government debt, mortgage-backed securities, and equity. They have managed an investment fund with more than US$1.6 billion. The insurance company is a publicly held, non-profit, not-for-profit entity.

Equitable Life offers two general lines of business:
The term and universal life policies. They also offer a separate line of specialty insurance products. Both the term and the universal life policies are designed to pay benefits even if the original coverages do not survive for the full term. For example, if the beneficiary dies during the term, the death benefits would continue and the proceeds of the policy will be paid directly to the estate, or directly to the beneficiary. If the term policyholder lives beyond the original coverage, the policies become "permanent" and cannot be changed.

If you wish to purchase your own term life assurance or a permanent life assurance policy and you would like to get your advice from financial professionals who are well versed in this field, then you should approach an experienced insurance agency that specializes in this field. Such a company would help you choose the type of policy that best suits your needs. The leading provider of this sort of financial products in the United States is an Equitable Life Assurance Company. They have been providing sound financial advice and pension management products to millions of customers all over the world.

About Equitable Life Insurance Company?
If you are looking for an equity life insurance company, you should find out as much as you can about the company and their practices. There are a number of companies that have been around for many years and have good reputations. However, there are also some newer companies that are just starting out that you need to be aware of as well.

The Equitable Life Insurance Company was created by Henry Baldwin Hyde, a physician. He set up shop in New York City and had a board of directors. There were many shareholders and several boards of directors, including his wife. At first there were no commissions, premiums or benefits, but instead there were regular meetings held with the entire business being conducted through the internet. There was a doctor who wrote annual performance reports and this was also set up by Mr. Hyde.

The whole idea behind the Equitable Life Insurance Company was to allow policyholders to get a better rate and this was accomplished by having a designated actuary create lists of what they looked like based on information they provided. There were also meetings held yearly to allow new business to be able to become involved. It is important to note that all board meetings are now conducted online and all meetings can be viewed online at any time.
 

Mandy96

Valued Contributor
Life insurance generally has some qualities that most people do not know about. It is mainly the most beneficial of all the policies. Because it is indirectly like an investment that gives you more than what you invested at the later end. If you do this and follow the normal protocol, I’m sure you won’t regret it
 
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