Health insurance fraud and scams are growing in number. When we shop for health insurance, we are looking for good deals as smart consumers, but we can also fall into believing things that cannot possibly be true. In addition, with the advent of The Affordable Care Act and the pressure to fulfill the individual mandate, we may feel we need to make choices we aren't prepared to make to be sure we aren't fined for non-compliance.All insurance is a scam. Traveler's Health Insurance, long term disability, and even auto insurance. The insurance companies ALL deny your original claim. ALWAYS. All insurance company's are a scam no one is protected if insurance company say you are protected they lie
Definitely, I agree with your point. Most of the insurance taker only believe in verbal and visual claims. They do not even try to look terms&conditions once. In each insurance policy has its own exception areas. So before taking an insurance policy just look at once the clauses.READ the health insurance policy before you buy it, and you WON'T buy it!! They have so many clauses that say "we don't have to pay if..." that they basically cover nothing. You should always read your health insurance document before you sign or pay any money.