Areas not covered by liability insurance policy

[Augusta]

Though liability insurance policy covers a lot of areas for a business owner and the business but they are areas as well that it doesn't cover. So as a business owner needs to know what this policy doesn't cover for him or the business

So areas don't liability insurance covers


Damage to Customer’s Property

Liability insurance would not cover damage to the business customer property that was entrusted to the business owner. Any property of a customer in possession of the insured and damaged by the insured will not covered.

false claims for business
Liability insurance would not cover any false claims. So if the insurer finds out that a claim an insured is trying to make was intentionally done, this policy will not cover this. Because it is a dubious one

Fake Internal damages

in as much as liability insurance covers damages in the business but it wouldn't cover fake internal damages. This will about both the insured and a worker planning to cause damage or other harm in order to receive the insurance payout. This can be detected by the insurance provider and no cover is given for such act.



Liability insurance policy will not cover for fraudulent damaging caused deliberately by the business or its employees.