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[QUOTE="Alexandoy, post: 198533, member: 25510"] I agree that bank deposits is a very safe investment if the amount of the deposit falls under the maximum amount of the Deposit Insurance which is $10,000 in our case. That amount is applied per depositor and not per account,. That means if you have 3 accounts worth $10,000 each then you can only claim for 1 account if the bank crashes. The interest earning of a bank deposit is very minimal and not really worth it. However, I have to be honest that most of my money are in my bank account as of the present. I am still studying stocks and probably I would be putting my money in stocks for my lifetime investment. It looks like buying blue chip stocks is much better than the money deposited in the bank because the earnings are substantial to my standard. What do you know? The stocks I am considering is owned by my bank which means I can trust the stocks because it is owned by the biggest bank in our country. [/QUOTE]
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