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Beach and windstorm insurance plan
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[QUOTE="Phabbyfundz, post: 158783, member: 49202"] Property owners who live in areas covered by beach and windstorm may be insured for windstorm losses by the plan or by an individual insurance company. If an insurer has accepted all the windstorm risks it is prepared to assume, an applicant to home owners insurance may purchase a policy that excludes windstorm coverage from the home owners insurance company and pay s separate premium go windstorm coverage to the plan. One disadvantage of beach and windstorm plan and the national flood insurance program is that the availability of insurance encourages development of coastal areas where construction otherwise would not be feasible and where task money must be spent to protect against continuous erosion to preserve the property. In the past there was a clear delineation between coastal and urban plans with coastal properties insured under beach and windstorm plans. [/QUOTE]
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