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Being cashless absolutely reduce your urge to spend.
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[QUOTE="btaliat, post: 235525, member: 26390"] We always have the urge to spend more when we have cash on us. There is no body that doesn't have needs and wants and what motivates us to fulfill those unlimited wants and needs is our ability to pay for those things rhat we want to buy. Sometimes, i have found myself buying what I don't even budget first just because I was with some cash then. But unfortunately, people have not really bought into their idea of cashless policy. I could remember when the then governor of the CBN of my country, Soludo, introduced the concept of cashless policy, many people went agog and even up till now, the policy has not stood on its feet. There are many reasons for this decision from the populace and some of the argument are valid. It only takes some giant economic and more literate society. The argument then was that people were not that literate which will make them not to know the usage of the ATM and other measures of cashless policy. The scam that always surround the usage of some cashless policy like ATM. There are some people that have defrauded many people just because they lack knowledge on how to use ATM . [/QUOTE]
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Being cashless absolutely reduce your urge to spend.
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