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[QUOTE="Rena, post: 168685, member: 8"] [JUSTIFY]Even the cheapest temporary car cover is significantly more expensive than annual cover. Getting a short-term car insurance policy or just a weekly car cover can really be costly. However, your best bet is to shop around. There are ways that you can find cheap temporary car insurance and still receive all the coverage that you need for your temporary situation. One of the easiest ways to get cheaper temporary car insurance cover is to decide whether or not you need annual coverage. Many people mistakenly believe that they do need annual policy coverage if they plan on driving around for only a short time. But what they don't realize is that the cost of this type of insurance will actually increase throughout the year. If you are only going to be gone from home for a week or two at a time, annual policy may be a cheaper option for you. Another way that you can get cheaper temporary car insurance cover is by taking a road test. This is one of those things that you need to do in order to get a driver's license. If you take the test and you have a clean driving record, you can save a lot of money. This also gives you the advantage of being able to drive around with the knowledge that you are insured. Of course, if you are insuring a new vehicle, you might want to skip the road test and just get a shorter one instead. If you already have an established driving history, you can purchase a simple one year comprehensive temporary car insurance policy that covers you completely. This is the ideal option if you only need insurance for a week or two at the most. If you ever need to cancel the policy, you can do so without a problem. You will be able to renew your policy without having to pay the high rates that annual policies usually offer. There are also many different types of auto insurance coverages that you can purchase. While these are all used for the same purpose, they can vary in price. One type of coverage that you can purchase for cheap temporary car insurance quotes is liability cover. If you hit another person or damage property with your vehicle and no one is injured, you will not be responsible for any of the costs. If you are at fault and you have no auto insurance coverages, the other driver will be forced to foot the bill. Your state law requires that drivers have at least PIP insurance. However, many states will allow you to deduct the cost of uninsured and underinsured motorist coverage of your car loan. When you get cheap temporary car insurance quotes, you should check to see what your state requires as well as what types of coverage you can choose from your auto insurance company. These types of insurance coverage options are very important if you are driving anywhere at any time.[/JUSTIFY] [/QUOTE]
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