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Comprehensive Car Insurance Coverage Details
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[QUOTE="Nite, post: 338699, member: 28512"] Comprehensive car insurance typically covers damages to your vehicle that are not caused by a collision, such as theft, vandalism, natural disasters, falling objects, fire, and animal collisions. Below are the key coverage details of comprehensive car insurance. [B]Theft[/B] If your car is stolen and not recovered, the insurance will typically pay you the actual cash value of the vehicle at the time it was stolen. [B]Vandalism[/B] The insurance will pay for the repairs if your car is deliberately damaged by someone, like scratching or graffiti. [B]Natural Disasters[/B] Comprehensive insurance protects your vehicle against damage caused by natural disasters like floods, hurricanes, earthquakes, and tornadoes. [B]Falling Objects[/B] If your car sustains damage from falling objects like tree branches or debris, comprehensive coverage will take care of the repair expenses. [B]Fire[/B] Comprehensive insurance covers damages to your vehicle caused by fire, whether it’s due to an accident or arson. [B]Animal Collisions[/B] If you hit an animal while driving and it damages your vehicle, comprehensive coverage will help cover the repair costs. [/QUOTE]
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