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Creating a Retirement Savings Plan That Fits Your Lifestyle
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[QUOTE="Phantasm, post: 342085, member: 94599"] When you are creating your retirement savings plan to suit your lifestyle, you must evaluate your current financial position, future goals and how you wish to live during the period of retirement. This is what you should do to make a retirement savings program that will match your circumstances: 1. Analyze Your Current Financial Situation: Begin by checking how much money you make, spend, possess and owe. Then, you will have an idea how well off you are financially and how much money you can save for pension. 2. Set Retirement Goals: Think about what kind of retirement life style would like to spend the rest of your life in. Issues such as where to live, leisure time activities or anything one wishes to do should be factored in. Quantifiable objectives for retirement purposes allow calculating the amount one needs for savings. 3. Estimate Retirement Expenses: Calculate your possible expenses during the period of retirement including accommodation costs medical care services means transport means recreation travel etc… Also remember inflation and potential health costs which can be huge in old age. [/QUOTE]
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