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Creating and Sticking to a Budget
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[QUOTE="moonchild, post: 337800, member: 57467"] Creating and sticking to a budget is not easy and can take a lot of discipline and good budgeting skill to make it happen, you have to pay attention to your impulses because most times they're the ones driving us to make purchases or spend money on things we don't need but want. Next thing is to have a savings account without a debit card, a debit card will make spending easy, but without it there's no way you can spend money, there are other things also like making a list of what you want to buy, joining a cooperative etc. [/QUOTE]
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