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Business Ideas Forum
Funding a business
Different ways to finance your business personally
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[QUOTE="Augusta, post: 184694, member: 25283"] When it comes to funding or starting a business, financing from your pocket is the most way you can achieve it. It is always better to start by looking inward and see if you can start your business with what you have than thinking of borrowing. The truth is that it isn’t even advisable to start a business on a loan. So what are the different means you can use to achieve self funding? [B]Personal savings: [/B] This is the first place you need to access to be sure; you have the money to start the business you desire. Check your saving, current or fixed deposit accounts. Maybe you might need to combine the three to know if you are go ahead with your business [B]Credit cards: [/B] You have your credit card, you can go this route and find out if you can use it for your business needs. If it is possible then you should go on to help yourself start your business [B]Retirement accounts[/B] You can self fund your business via your pension account like your IRAs or 401(k) accounts. You can get these monies to finance your business so you would need to find out if you are eligible [B]Crowdfunding: [/B] You can crowdfund to raise the money you need for your business. So you can direct your friends, family or any individual to the crowdfunding site to donate to start your business [B]Home equity loan: [/B] Yu can tap into the home equity you have to finance your business What do you think? [/QUOTE]
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Different ways to finance your business personally
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