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Disadvantages of online banking
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[QUOTE="Caramelle, post: 204424, member: 150"] [JUSTIFY]I prefer to bank with a brick-and-mortar bank because whatever happens or whenever an issue arises, I can always go to a branch to have it resolved quickly. These brick-and-mortar banks also offer online baking features so I don't really see the need to try purely online banks. My e-wallet where I receive my PayPal earnings has a partnership with an online bank. It would have been more convenient to transfer the funds from the e-wallet to the online bank but I am not confident about using purely online banks at this point. This is just my personal view and I don't mean to discourage other freelancers from keeping their funds in an online bank. I know for a fact that their biggest attraction is the higher interest rates they are offering to their account holders. Given the low interests rates being paid by traditional banks, many find it more profitable to keep their money in an online bank. In my country, there is no limit to the amount of money you can keep in online banks. Lately, however, they have raised the minimum amount for the funds to earn interest. You now have to maintain an average daily balance of $100 to earn interest. [/JUSTIFY] [/QUOTE]
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