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Personal loan
Do you repay interest accumulated with loans?
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[QUOTE="Mika, post: 231049, member: 29399"] I have never been in a situation where I had to pay more than what was initially agreed, I have never been in any situation where I was asked to pay "more." That's because when I get a loan for any company (banks, finance companies, cooperatives, investment companies, etc.) I read the terms and clauses clearly and sign only when I know all the clauses associated with burrowing. I pay the interest in time, if I am supposed to pay monthly, I will pay monthly, if the interest pay term is quarterly, I will pay quarterly. If I am required to pay the interest by 30th of every month, I will make sure to pay by 30th. In case I cannot pay by 30th and end up paying 2 days later, I understand I will incur late fees and I readily pay the late fees. Some lending companies also charge you extra fees for paying back loans early. Can you believe, you are required to pay extra just for trying to clear the loan early? I always avoid these companies. Sine companies increase the interest rate after you borrow. I always make sure that there is a clause in the agreement that clearly states that interest rates will not be increased for at least 2-3 years. [/QUOTE]
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Do you repay interest accumulated with loans?
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