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Retirement
Do you save for your retirement days?
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[QUOTE="Alexandoy, post: 203828, member: 25510"] The pension from the government here is very minimal that a pensioner cannot depend on his pension for the expenses in the home. The amount of pension I get is just enough for my personal needs that excludes rent (although I am not renting) and utilities. The small pension is not enough so those who are nearing retirement is forced to save for his retirement to augment the meager pension. There are insurance companies here that offer pension plan but it is not really safe. No, they are not scams but those companies can fold up and leave the investor with nothing. I was offered a pension plan before but I declined. When a person retires the prospect of getting another job is dim because of the age factor. In the Philippines there is an informal age limit for a job. Seniors are very lucky if they can get a formal job in the office. When a retiree needs an income that would be a sad situation. I am lucky that I have enough money saved for my old age years that I feel financially secure. I am posting this thread as a suggestion to the younger ones to think about their retirement as early as possible. Don't be like my colleagues who are begging from their friends for the maintenance medication that they need. [/QUOTE]
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