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Real estate
Easy steps to understanding your mortgage payment breakdown.
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[QUOTE="Holicent, post: 274615, member: 76163"] [FONT=Verdana]Your mortgage payment breakdown helps you understand how much money you pay each month for your mortgage and interest. It's a great way to see where your money goes, which can help you budget better so you don't have to worry about overspending or going into debt. Here are five easy steps to understanding your mortgage payment breakdown. 1. Get a copy of your mortgage statement. 2. Find the total amount of the loan payment and monthly principal amount on the statement. 3. Divide that number by 12 to find out how much of a percentage of your income goes toward paying back the loan each month, including taxes and insurance premium payments, plus any other costs associated with owning a home (property taxes, homeowners insurance). 4. Multiply that percentage by 12 to get an estimate of what portion of your income goes toward paying back your mortgage each month, including taxes and insurance premium payments, plus any other costs associated with owning a home (property taxes, homeowners insurance).[/FONT] [/QUOTE]
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Easy steps to understanding your mortgage payment breakdown.
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