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everything that you need to know about annuities for investor?
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[QUOTE="King bell, post: 255213, member: 75687"] An annuity is an insurance contract that provides periodic payments to the annuitant (person receiving the payments). Annuities are often used as a retirement planning tool, as they can provide a steady stream of income during retirement. There are two types of annuities: immediate and deferred. Immediate annuities begin paying out income right away, while deferred annuities allow the annuitant to grow their investment over time before income payments begin. Annuities can be purchased from insurance companies and other financial institutions. When purchasing an annuity, the annuitant will usually be required to make an initial investment, called the premium. The premium can be paid in a lump sum or in installments. The payments from an annuity are based on a number of factors, including the annuity's purchase price, interest rate, and term. The payments can be fixed or variable, depending on the type of annuity. Annuities can be a valuable retirement planning tool, but it's important to understand how they work before investing. Be sure to consult with a financial advisor to see if an annuity is right for you. [/QUOTE]
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everything that you need to know about annuities for investor?
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