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Flood insurance; its benefits and importance
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[QUOTE="Phabbyfundz, post: 158216, member: 49202"] Because of frequent flooding of the mississippi river during the 1960s and the rising cost of taxpayer funded disaster relief for flood victims, in 1968 congress created the National Flood Insurance Program (NFIP). It has three mandates: — to provide residential and commercial insurance coverage for flood damage. — to improve flood plain management. — to develop maps of flood hazard zones. While the comprehensive sections of an auto insurance policy covers flood damage to vehicles, there is coverage to flooding in standard home owners policy, rentals or commercial property insurance policy. It is available in a separate policy from the NFIP and from a few private insurers. Despite efforts to publicize this , many people exposed to the risks of flood still fail to purchase flood insurance. The true importance of flood insurance policy can not be overemphasized and the its benefits to people living in flood prone areas. [/QUOTE]
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Flood insurance; its benefits and importance
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