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How Are You Managing Your Debts to Improve Personal Finance
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[QUOTE="Mika, post: 330147, member: 29399"] To improve your personal finances, you need to manage your debt properly. If you do not manage your debt, you cannot save money or invest money. When you have no savings and investment portfolio, you will be at the juncture of crisis. The most important step to managing debt is to pay both the principal amount and interest on debt in time to avoid penalties. Failing to pay debts on time will come as an additional financial liability due to the penalty you will be paying. Debt has a detrimental effect when it comes to improving personal finances. Having debt will prevent you from saving and investing. [/QUOTE]
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