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How Can Banks Help You To Manage Personal Finance?
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[QUOTE="Mika, post: 230486, member: 29399"] Banks can help you to manage your personal finances. For instance, if you have $1000 in your pocket, you will spend the money because you will be always in need of something. However, if your $1000 is in the bank, and you need to withdraw to spend, in most cases, you will avoid going to the bank to withdraw the money so that you can spend. When you avoid spending, you will of course same some money. Likewise, banks will also give you interest on your deposit. You can keep your money in a fixed deposit account so that you can earn a higher interest rate. When you are earning higher interest rates on your deposit, you are actually profiting from your investment. banks can also help you in a digital transaction. You can start using a mobile banking or banking app to send and receive payments, which will limit your cash usage. When you use banks for receiving payment from employers and paying your creditors, it will be easier to track your transaction, you will understand how much you are earning and how much money you are spending. I use bank accounts to handle my funds and it is really helpful. [/QUOTE]
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How Can Banks Help You To Manage Personal Finance?
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