I really don't know about your country of residence, but here in my locality, it is very much possible to get a loan when it comes to loan without collateral. Your local bank should offer you some loan without collateral. I use mobile wallet apps to request for loan, and such works tremendously well for me when it comes to accessing quick loan. But I don't simply take loans when I don't have better reasons to utilize it, because I know how frustrating those loan companies can make it more frustrating to you. That's why I do everything at my reach whenever I takes loan from those wallet apps, to pay them back as at when due to avoid facing mockery.