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Personal loan
How can I get a loan without collateral
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[QUOTE="Caramelle, post: 214303, member: 150"] [JUSTIFY]There are many different ways to obtain a loan that requires no collateral. However, they all work around the assumption that the borrower has the capacity to pay. This is often measured based on the source of income. Thus, an employed person will likely have more access to loans than an unemployed person. A person who has a thriving business will also have a better chance to obtain a non-collateral loan or a business credit line than someone whose business is failing. If you are an employee, you may be able to tap salary loans provided by your own company or credit cooperative. These types of loans will usually carry between zero to low interest. Some government agencies also have low-interest salary loans features for their members. You can check out your government's trade-oriented agencies if they offer programs that support the type of small business you want to put up. This will usually require documents to support your proposed business. There are lending companies that offer loans for people who can prove that they are permanently residing in an address but those types of loans usually have very high interest. Some local credit cooperatives also offer loans to their members but they usually require membership and contributions. [/JUSTIFY] [/QUOTE]
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