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Personal loan
How can I get a loan without collateral
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[QUOTE="Kendy, post: 226015, member: 63869"] If you are in Nigeria, it is very possible to get loans without collateral and this is part of the major reason so many people have found themselves in bad debts. There are so many mobile apps online where you can get loans within few hours after application but it has demerits because all your details and ATM pin would be accessible to them. Loans without collateral can also be gotten from acquaintances but the money lenders suffer the effect because the borrowers would always find it hard and refuse to pay back on time because they know that there is no collateral involved. As it stands, I would never advise someone to give out loan without a worth equivalent to the amount you might be lending because so many people have taken advantage of others and even taken them to court over the money they are in debt. Loans without collateral can also be accessed through grants and empowerment schemes from government and in some cases, you might likely not repay it back. It is best to always have some savings and then take half of the total capital you need through loan so that the pressure to repay would be reduced. [/QUOTE]
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How can I get a loan without collateral
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