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Personal loan
How do you convince a bank to give you a loan!
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[QUOTE="Alexandoy, post: 206538, member: 25510"] In our country banks have the basic requirements for the loan applicant - capacity to pay and willingness to pay. The capacity to pay is evidenced by the taxes that you paid to the government. Banks don't deal much with the financial statement of the business because it can be doctored. But with the taxes it is clear how much you had earned. The required is at least 2 years of tax payment. With the willingness to pay it is debatable but it is good if you have a past loan that you had earnestly paid. That is a clear proof that you have the willingness. Depending on the amount and type loan the bank would require a collateral. The best collateral is real estate because that is what banks want. You get the priority of approval if your collateral is your home or your business place. [/QUOTE]
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How do you convince a bank to give you a loan!
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