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Money Saving
How do you cultivate the habit of saving?
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[QUOTE="Kingsley, post: 209596, member: 30278"] Saving is something everyone should always have at the back of their minds as it is bad to spend recklessly without have some considerations for what might transpire in future because we never can tell what the future holds, anyone can suddenly become bankrupt. It is better to always try as much as possible to keep some a,punt of money somewhere save just in case things doesn't go as planned so we must fall back to our reserved savings. So for us to cultivate the habit of savings we must learn to differentiate between want and needs. We must buy items that we don't really need, those items that appears as want should be evaluated very well to ascertain if they would later appear as need before going for them. We should also aviod borrow from people mostly when it is not necessary, we should learn to live by our means. Worse still we should not borrow from banks or loan applications as this will increase the debt and impair on our abilities to save since we will be busy calculating interest rates. Then we should aviod making unnecessary pledge and trying to take up the philanthropic role mostly when we do not have money. You cultivate the [/QUOTE]
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How do you cultivate the habit of saving?
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