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Money Saving
How do you cultivate the habit of saving?
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[QUOTE="Abigael, post: 210390, member: 25357"] Those are very good points that you have mentioned about cultivating a saving culture. Just like any habit, this saving culture is built from continuous practice and learning. I like that you have mentioned starting small as your first point. You should really start somewhere then continue improving as time goes by. The good thing with habits is that the more you do them, the more you become better at it. With time, it becomes easier for you to save. It is also important to note that for you to save regularly, you need to have a regular and stable source of income. That means that you should be ready to give off the effort required for you to earn a good amount. You can also learn new skills and try out new things that improve your earnings. Moreover, it is upon you to practice self discipline in terms of your spending and borrowing money. You need to specify your important needs, bills and expenses so that you can spend on only that. You can indulge in some luxuries sometimes for your sanity, but don't make it a regular thing. As for borrowing, it is best to avoid it. But when need arises that really require you to borrow, only do that with a plan on paying back. When you follow these tips, it becomes easier for you to save money regularly. [/QUOTE]
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How do you cultivate the habit of saving?
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