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How Does Cash Back Work? Key Things To Know
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[QUOTE="Yusra3, post: 306711, member: 31907"] Cash back is one of the most popular rewards programs out there, and for good reason. It's simple to use, easy to understand, and can be applied to thousands of products you already use. But it can be confusing and sometimes even stressful. when you're trying to figure out how it works and what's involved in getting cash back. In this post, we'll explain everything you need to know about how cash back works so that you'll feel more comfortable making purchases with your credit card. Cash back is a great way to save money on your purchases. It can be a great way to save on things you buy all the time, like gas or groceries, and it's also great when you want to treat yourself! Cash back is a form of rebate that's given by companies like Visa, Mastercard, American Express and others. The company will pay you back for the cost of your purchase minus any fees that were charged by those companies. When you use your credit card in a store (or any other type of business), that purchase is processed through the credit card system. The merchant then gets paid by the bank for each sale. The retailer keeps a percentage of what's left over after covering their expenses and paying out salaries. the rest goes back to the cardholder. The amount you get back varies from store to store and even from day to day. it depends on how many purchases are made during that specific period. For example, if you spend $100 at Starbucks on Tuesday, but only make one purchase total during Wednesday's visit. you'll get $10 back as a "starbucks cashback" reward. There are two types of cash back: statement credits and store credits. With statement credits, you'll receive the money back once your billing statement comes in the mail. With store credits, the money is deposited directly into your bank account within 30 days of making your purchase. You have 30 days to use it all up. so don't wait too long! If you don't spend it all before then (or if your card company doesn't offer it anymore), they'll send you checks or e-mailed statements instead. [/QUOTE]
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How Does Cash Back Work? Key Things To Know
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