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Debt help
How to Avoid Additional Debt
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[QUOTE="King bell, post: 335764, member: 75687"] When it comes to financial stability, avoiding any more debt is very crucial. The following are some of the strategies which you can adopt to ensure that you do not take unnecessary debts: 1. Budgeting: Develop a practical budget that will outline your revenue and outlays for a specified duration. Ensure that you adhere to it strictly as well as keep record of your expenditure in order to avoid over spending which might lead into debts. 2. Emergency Fund: You should set up an emergency fund for unexpected expenses. It could help you from having to rely upon credit cards or loans during tough times. 3. Prioritize Needs Over Wants: Distinguish between essential needs and discretionary wants. First of all make sure that your needs are met before spending on ‘non-essential’ items which may put you into needless debt. [/QUOTE]
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