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How to avoid being on too much debt.
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[QUOTE="King bell, post: 255250, member: 75687"] Thank you for bringing this thread up, you have stated some useful ways in which one can avoid debt, here is my little contribution. No one wants to be in debt, but sometimes it's unavoidable. If you're struggling with debt, here are some tips to help you avoid being in too much debt. 1. Make a budget. Knowing how much money you have coming in and where it's going is a crucial first step in avoiding debt. 2. Live below your means. Spending less than you earn is one of the best ways to avoid debt. 3. Save money. Having a cushion of savings can help you avoid debt if unexpected expenses come up. 4. Invest in yourself. Learning how to manage your money wisely can help you avoid debt in the future. 5. Seek professional help. If you're struggling to get out of debt, seek out professional help from a financial advisor or counselor. [/QUOTE]
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