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Debt help
How To Avoid Debt At All Cost
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[QUOTE="moonchild, post: 322569, member: 57467"] Debt is a real burden. It can weigh you down and prevent you from reaching your financial goals. Fortunately, there are ways to avoid debt altogether even though it is hard due to economic hardship. there are some few tips to help you stay debt-free in this short article Firstly, You have to live below your means. this means spending less money than you earn. It's easier said than done I know, but it's what you have to do if you want to avoid debt. try your best to cut back on unnecessary expenses and focus on things that matters only. Secondly, build an emergency fund. This will give you a cushion in case of unexpected expenses, such as medical expenses, it might pop up anytime, aim to save at least three to six months' worth of living expenses if you can. Thirdly, avoid taking any kind of loan unless absolutely necessary. If you do take a loan, ,make sure you pay off when you get the money. prolonging loan payment is the beginning of getting in debt, You should also consider alternative ways to pay for things you want. For example, instead of taking out a loan for a something you want, save up and pay cash. This will save you money in the long run from interest etc. You will have to stay disciplined and stick to your budget only. It's easy to overspend, but hard to save so do the hard stuff now so that you will have it easy later, avoiding debt is all about making smart financial decisions. [/QUOTE]
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How To Avoid Debt At All Cost
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