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How to avoid dipping into your saving account monthly
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[QUOTE="Augusta, post: 187597, member: 25283"] It never easy to keep to the words of not using your saving at the end of the month. Dipping your hands into the saving you vowed never to touch means one thing you can’t keep to your budget. The bottom line is that you would be hurting your financial life which isn’t great. You need to stop and to achieve this, you would need to follow the below tips [B]Have emergency fund[/B] You would need to set aside some funds to meet your urgent needs. You can only take from these funds. This will deter you from taking fom your savings and when this one is finished then you would need to push every other expense forward [B]Keep your saving in a fixed deposit[/B] This is one account that you can’t withdraw for at least 6 months, so you can leave your savings in an account like this. it will help you deter from spending out of your savings since you would need to wait till that period [B]Cut down high money demanding expenses[/B] Nothing depletes one income almost to the ground like high money demanding expenses. If these expenses are mere luxuries or frivolities then you need to totally let them slide. Don’t waste your savings on them. [B]Add an extra source of income[/B] This is where you would do better with your saving; you would stay away from it if you have another source of income. So increasing your income will help you avoid dipping your hands into your savings. What’s your thought? [/QUOTE]
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How to avoid dipping into your saving account monthly
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