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How to avoid dipping into your saving account monthly
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[QUOTE="Alexandoy, post: 210759, member: 25510"] Last December was my first time to completely handle the budgeting of our home. Admittedly December is the time of spending because of the cultural celebration of the Christmas season that runs from December 1 up to the 1st week of the new year. My budget was consumed even before the middle of the month due to the obligation of buying gifts. It was a neat lesson for me that I couldn't be frugal in December so next time I have to triple the budget. In January I was kind of short again. Fortunately my emergency bank account is there to be on my succor whenever I get short of finances. It is not easy to manage the budget and I am hoping that this February I wouldn't get money from my bank account. My budget for this month is in my computer table in cold cash. Let's wait and see if I am successful this time. [/QUOTE]
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How to avoid dipping into your saving account monthly
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