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How to avoid dipping into your saving account monthly
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[QUOTE="Jasz, post: 224453, member: 61772"] Let's face it: the world has a way of getting the better of us sometimes. When you can't afford a new pair of shoes or you get hit with an unexpected expense, it can be easy to dip into your savings account without thinking about it. But if you keep taking money out of your savings account, how will you ever reach your financial goals? Here are some tips for avoiding that mistake and keeping your savings safe: 1. Start small—and automate! Instead of waiting until there's a big amount in your checking account and then moving all the extra money over at once, start with something small every week or month. You might decide to put 1-2% of your salary into savings every month, or perhaps $5-$10 every week, no matter what. Setting up automatic transfers like this makes it easy to build up your savings without having to think about it. 2. Treat your savings like a bill you have to pay If you're used to paying bills on the first Friday of the month, consider putting aside money for your savings on that day (or any day) too. The more frequently you make deposits into your savings account, the less likely you are to forget about them altogether—and because they'll [/QUOTE]
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How to avoid dipping into your saving account monthly
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