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Retirement
How to avoid financial struggles during retirement
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[QUOTE="King bell, post: 252403, member: 75687"] It's no secret that retirement can be a time of financial struggle for many today. According to a recent study, nearly one-third of retirees say they are struggling to make ends meet. So what can you do to avoid financial struggles during retirement? Here are a few tips: 1. Save early and often. The earlier you start saving for retirement, the better. Try to contribute to a retirement account, such as a 401(k) or IRA, as soon as you can. 2. Make a budget. Once you retire, you'll need to be mindful of your spending. Make a budget and stick to it. 3. Consider working part-time. If you're able to, working part-time during retirement can help supplement your income. 4. Live below your means. It's important to live within your means, even during retirement. Avoid unnecessary spending and make sure your lifestyle is sustainable. 5. Have a plan. Having a retirement plan can help you avoid financial struggles during retirement. Make sure you know how much money you'll need to cover your expenses. Following these tips can help you avoid financial struggles during retirement. It's important to save early and often, make a budget, and have a plan. Living below your means and considering part-time work can also help. [/QUOTE]
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