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How To Close A Joint Bank Account
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[QUOTE="Yusra3, post: 321858, member: 31907"] If you've been keeping track of your finances, it's likely that you and your partner have a joint bank account. This is a great way to save money and make sure that both of you can access your accounts at any time. But sometimes things get messy and when that happens, it's important to know how to close a joint bank account. There are three main reasons why people close their joint accounts: 1) One person is taking advantage of the other person by using their account without permission or knowledge (like if they are being overcharged). 2) The parties involved are no longer living together or sharing a residence; therefore there is no reason for them both to be using this particular financial tool anymore. 3) One person has died or passed away without making arrangements with the other party regarding ownership of their account or any other type of property owned together at the time of death (such as real estate). [B][SIZE=6]To close a joint bank account, you need to follow these steps:[/SIZE][/B] 1. Write a letter explaining that the account is being closed and why it's being closed (for example, because of a change in financial circumstances). 2. Mail or fax the letter to the bank. 3. Get a new account number from your creditor, if applicable (this can be done online or over the phone). [/QUOTE]
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