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[QUOTE="Peppul, post: 79167, member: 27039"] Here are also some ideas on how to improve finances. 1. Switch banks. If your bank is charging you a lot of fees or not paying competitive interest rates, you are losing money. It will take less than an hour to research alternative and make the switch. 2. Reduce your credit card interest rate. Paying outrageous interest on your credit card? Call your card issuer and ask for a lower rate. 3. Lower your monthly bill. Comb through your bills and look for things you don't use and drop it. 4. Find your biggest money drain and plug it. 5. Set up a saving or contribution. [/QUOTE]
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