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How to keep a good credit score when you are broke
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[QUOTE="Abigael, post: 249704, member: 25357"] Being broke is such a tough moment for someone who want to keep a high credit score. This is the time when you are most tempted to borrow yet you don't have a plan on how to pay back. Which will get you into so much more borrowing and even taking loans to pay debts, it becomes a closed loop of loans and brokenness. I say that the first step to keeping a credit score high is having so much self discipline so that you don't fall for the urge to borrow. Self control will help you stop impulsive spending and taking loans. Whenever you get the urge to buy something and you are broke, just say no to that urge and your self discipline will grow stronger. Then you need to make it a habit that you will earn the money you need rather than borrowing it. When you focus on making money, building a good credit score gets easier. You will be bringing in the money rather than taking it out. Also, having money in your account makes you so much more trustworthy than when you are taking loans yet you have nothing of your own. Having a good credit score will be so helpful to you when you need to take a very important loan. [/QUOTE]
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