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How to Save for a Car
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[QUOTE="Leah Kelvin, post: 337233, member: 106815"] While it may be a little bit challenging to save for a car, you can still achieve this target through having a proper plan. Here are some steps that can help you in saving for a car: 1. Ascertain the amount to be saved: You have to choose which vehicle you need and determine all costs associated with it like taxes, registration and insurance. Hence, you get an exact savings figure. 2. Set a practical savings objective: Divide the total sum by how many months you want it to last. This way, you will know how much to save every month. Be certain that this will be feasible according to your financial conditions. 3. Study your budget and trim down on expenditure: Review your monthly budget and identify areas where you can cut back such as dining out less often, cutting back on subscriptions or seeking cheaper avenues of entertainment. 4. Establish an exclusive means of saving towards your car: Create another account dedicated solely to your vehicle purchase fund while ensuring that payment is channeled towards this account every month. 5. Let the system deduct from your payroll into savings account automatically: By setting up automatic transfers from checking into car funds accounts, one is able to avoid skipping any monthly payments meant for savings thereby making simple the process of saving. [/QUOTE]
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