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Money Saving
How You And Your Partner Should Save Money
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[QUOTE="Yusra3, post: 276247, member: 31907"] [I][B]1. Creating A Savings Plan[/B][/I] The first step to saving money together is creating a budget or savings plan. This will help you and your partner track your spending, set financial goals, and make informed decisions about where to save money. There are a few different ways to approach creating a budget or savings plan: [I][B]2. The 50/30/20 Method[/B][/I] This method involves dividing your income into three categories 50 percent for necessities like housing and food, 30 percent for wants like travel and entertainment, and 20 percent for savings and debt repayment. This approach can help you ensure that you're not overspending in any one area. [I][B]3. The Envelope System[/B][/I] With this system, you would allocate a certain amount of cash to each spending category for example, $100 for groceries, $50 for entertainment, etc and put it into separate envelopes. Once the cash in an envelope is gone, you can't spend any more in that category until the next month. This system can help prevent impulse spending. [/QUOTE]
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