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Funding a business
IMPORTANCE OF BUDGETING
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[QUOTE="Caramelle, post: 208366, member: 150"] [JUSTIFY]Budgeting helps us identify our priorities and goals and allow us to systematically allocate our resources to meet them. Making a specific list of our needs allows us to decide which items should be prioritized and which ones can wait. This can help us use our funds in the most optimal way. A budget serves as an effective control against spending beyond our means. It warns us when our finances are taking a bad turn and motivates us to work extra hard to fill a looming deficit. I used to be too lazy to prepare a personal budget but this attitude has worked against my desire to be debt-free for life. Realizing the perils of uncontrolled spending, I started to treat my finances the way most companies treat theirs. I am currently using a spreadsheet to prepare my budgets as this allows me to get a clear overview of my targets, resources, expenses, and savings. Others are probably more comfortable with using budget apps. My non-accountant friends prefer financial apps that can be easily downloaded on their phones. I would say use what works best for you as long as it gives you full control over the way you spend your funds. [/JUSTIFY] [/QUOTE]
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Funding a business
IMPORTANCE OF BUDGETING
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