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Retirement
Importance of discipline in retirement planning
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[QUOTE="Alexandoy, post: 206204, member: 25510"] I have experienced that part of spending when my savings is doing good. It is like having the confidence that I have enough money even if it is not true. Ironically whenever my bank balance would exceed my expectation the tendency is for me to spend. Fortunately I have learned to save for my retirement even if my monthly deposit is small. When I retired I had the money for my retirement years plus the meager pension that is given by the government. Saving for retirement is not easy when you are young because in the back of your mind you know that you have a lot of time like 20 years or even 30 years depending on your age. But if you start saving at a younger age then you can have more when you finally retire. Believe me, it is scary to retire without savings. [/QUOTE]
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