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Retirement
Importance of Financial Planning before Retirement
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[QUOTE="Nite, post: 333814, member: 28512"] Financial planning before retirement is a crucial aspect of ensuring a secure and comfortable life post-retirement. It involves a series of steps aimed at creating a financial roadmap that will guide people through their retirement journey. A well-thought-out financial plan will help retirees maintain their desired lifestyle without having to worry about running out of money. Knowing that one’s finances are in order brings peace of mind, and allows one to enjoy their retirement years without the stress of financial uncertainties. Financial planning before retirement helps set realistic goals, allowing people to determine how much they need to save and invest to achieve their desired retirement lifestyle. It will identify risks and suggest ways to mitigate them, ensuring a smoother retirement journey. Proper financial planning can help retirees minimise their tax liabilities and maximise their after-tax income. [/QUOTE]
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Importance of Financial Planning before Retirement
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