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Personal loan
Importance or benefits of borrowing a loan.
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[QUOTE="Kennysplash, post: 69912, member: 26385"] [LIST] [*]The loan is not repayable on demand and so available for the term of the loan - generally three to ten years - unless you breach the loan conditions. [*]Loans can be tied to the lifetime of the equipment or other assets you're borrowing the money to pay for. [*]At the beginning of the term of the loan you may be able to negotiate a [B]repayment holiday[/B], meaning that you only pay interest for a certain amount of time while repayments on the capital are frozen. [*]While you must pay interest on your loan, you do not have to give the lender a percentage of your profits or a share in your company. [*]Interest rates may be fixed for the term so you will know the level of repayments throughout the life of the loan. [*]There may be an arrangement fee that is paid at the start of the loan but not throughout its life. If it is an on-demand loan, an annual renewal fee may be payable. [/LIST] [/QUOTE]
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Personal loan
Importance or benefits of borrowing a loan.
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