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Important policy provisions of life insurance
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[QUOTE="Phabbyfundz, post: 157564, member: 49202"] — Elimination period; under some policies, if the insured has qualifying long term care expenses on one day during a seven day care period, he or sh let would be credited with having certified seven days toward the elimination period i.e the time between an injure and the receipt of payment. This type of provisions reflect the way home care is often delivered, some days by professionals and some days by family members. — Guaranteed renewable policies; these must be Renewed by the insurance company,although premiums can go up If they are increased for an entire class of policy holders. — Restoration of benefits; this provisions ensures that maximum benefits are put back in place if the policy holder receives benefits for a time, then recovers and goes for a specified period typically six months without receiving benefits. [/QUOTE]
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Important policy provisions of life insurance
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