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Is Joint Life Insurance worth investing?
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[QUOTE="Nite, post: 161653, member: 28512"] Joint life insurance is a type of life insurance plan that gives coverage to two persons, be it your spouse, or your business partner. Here, both policyholders are the owners, as well as the beneficiaries under the policy. It has low and affordable premiums, thus it won't strain financially while also securing two people. Both policyholders have to pay single premium for fixed period, and the payout is based on first death policy, meaning the payout goes straight to the surviving partner, making the payment process even quicker. However, with the death of one policyholder, the whole policy gets expired. And the surviving policyholder must buy a new plan, if he/she wishes. One more thing, if in any case you and your partner decides to split up, the policy can't usually be divided. ???? ?? ??? ?????, ?? ???? ???? ?? ?????? ????? ?????????? [/QUOTE]
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